BridgeFund

BridgeFund is a fast-growing business lender based in the Netherlands, offering short-term financing to SMEs through a fully digital platform. Known for its speed and simplicity, BridgeFund targets companies that need working capital quickly—without the red tape of traditional banks.

Overview of BridgeFund Business Loan

BridgeFund provides flexible short-term business loans for small and medium-sized enterprises in the Netherlands. With a fully automated process and no need for collateral, loans can be approved and paid out within 24 hours. Loan amounts range from modest working capital to more substantial financing, depending on turnover.

Pros:

• Fast, fully online application and payout
• Transparent fixed-fee pricing structure
• No collateral required
• Tailored for SMEs with steady cash flow

Cons:

• Shorter loan terms only (typically up to 12 months)
• Not available to startups or businesses without turnover
• Fixed fee can be high for longer-term needs

BridgeFund is ideal for established SMEs that need quick access to cash for operations, purchases, or temporary cash flow gaps.

What Services Does BridgeFund Offer?

BridgeFund focuses on fast, short-term working capital loans tailored to SMEs with consistent bank activity. It offers a few core products designed to meet specific finance needs without the complexities of long-term lending.

Loan Product	Loan Amount	Fee Structure	Term	Payout Time	Credit Info	Payment Note
BridgeFund Working Loan	€10,000 – €250,000	Fixed fee (2–8%)	3 – 12 months	Within 24 hours	Bank turnover, cash flow	Fixed monthly repayment + fee
BridgeFund Growth Loan	€50,000 – €500,000	Fixed fee (4–10%)	Up to 12 months	Within 48 hours	Annual revenue requirement	Monthly repayment, no collateral
BridgeFund Flex Loan	€10,000 – €300,000	Sliding scale fee	3 – 12 months	Within 24 hours	Bank account consistency	Pay more if repay faster

• Working Loan: Ideal for short-term operational funding with transparent, fixed fees.
• Growth Loan: Larger financing options for businesses with higher turnover and funding needs.
• Flex Loan: Offers scalable funding with variable fees depending on the repayment schedule.

What Requirements Does BridgeFund Have for Applicants?

BridgeFund offers quick financing to Dutch SMEs—but still requires proof of stable business operations. Here’s what you need:

• Dutch-registered business (KvK)
• At least 12 months of trading history
• Consistent turnover and bank statements (no sudden income dips)
• Minimum annual revenue (usually €200,000+) for Growth Loans
• Valid Dutch business bank account and ID
• No personal collateral required, but personal guarantee may be asked at lender’s discretion

BridgeFund does not finance pre-revenue companies or startups without income. The focus is squarely on established SMEs with active business and consistent cash flow.

How Repayment Works with BridgeFund

BridgeFund uses a fixed monthly repayment structure combining principal and fee. Here’s how it works:

• Repayment term: 3 to 12 months, depending on loan type
• Fixed monthly payment: Covers both loan and predetermined fee
• No early repayment penalty: Prepay freely without extra cost
• Automatic payments: Withdrawn directly from your business bank account

This approach gives predictability and smooth cash flow for SMEs relying on monthly budgeting.

How Do You Apply for a BridgeFund Business Loan?

Applying with BridgeFund is fully online and designed for speed and convenience:

1. Select your preferred loan product on their website.
2. Complete a brief application with company info and requested amount.
3. Connect your business bank account for automated turnover and transaction analysis.
4. Upload your KvK extract, valid ID, and optionally recent invoices.
5. Submit the application—BridgeFund performs automated eligibility and repayment checks.
6. Receive approval within hours; digitally sign the agreement.
7. Funds are transferred to your account day-of-approval or next business day.

The fast, streamlined process is ideal for busy SMEs needing reliable, digital-first financing.

When Does BridgeFund Payout Business Loans?

BridgeFund prioritizes speed and reliability in its lending approach. Once your loan is approved and all documentation is signed, funds are disbursed quickly. Here’s what to expect:

• Weekdays (Mon–Fri): Funds deposited on the same day
• Saturdays: Disbursed the next business day
• Sundays & Holidays: Disbursed on the next working day

Day	Payout Time
Monday–Friday	Same day after signing agreement
Saturday	Next business day
Sunday	Next business day

This reliable payout structure ensures businesses get access to capital right when they need it.

Customer Service

BridgeFund’s customer support is tailored for fast-paced SMEs. You can reach the team via email, phone, or online contact form during business hours. Support is known to be helpful and responsive, typically returning calls or emails within one working day.

Borrowers also benefit from a transparent online dashboard, where you can:

• Monitor outstanding balance and repayment schedule
• View upcoming payment dates and amounts
• Download agreements, invoices, and payment history

BridgeFund aims to provide clear communication and easy access for business owners managing loans on tight timelines.

Facts About BridgeFund

Field	Details
Company Name	BridgeFund B.V.
Address	Naritaweg 150D, 1043 BP Amsterdam, Netherlands
Corporate Number	58396694
Homepage	www.bridgefund.nl
Email	info@bridgefund.nl
Phone	+31 20 760 9200