New10
New10 Business Financing
- Loans and credit lines from €20,000 to €1,000,000
- Fixed interest from 4.1% – 12%
- Transparent costs, quick online approval
- Ideal for long-term investment or working capital
| Loan Amount: | €20,000 – €1,000,000 |
| Interest Rate: | 4.1% – 12% |
| Payout Time: | 1–3 business days |
| Repayment Term: | Up to 5 years |
New10 is a digital lender backed by ABN AMRO, offering fast and flexible financing solutions for Dutch businesses. Their fully online platform allows companies to apply, get approved, and receive funding in as little as 15 minutes, depending on the complexity of the application.
Overview of New10 Business Loan
New10 focuses on transparency, speed, and self-service. Their business loans are designed for SMEs that need funding for growth, cash flow, or investment. Loans range from €5,000 to €1,000,000, with repayment terms between 3 months and 5 years. The entire process is digital—from application to signature—and no physical appointments are required.
New10 highlights include:
- Real-time eligibility check using your accounting software
- No hidden costs, fixed interest rates
- Fast approval and payout within 1–3 business days
- Backed by ABN AMRO, a trusted Dutch bank
It’s a strong choice for companies that value speed, clarity, and a modern loan experience.
What Services Does New10 Offer?
New10 offers two types of business financing: Business Loan and Business Credit. Both are fully digital, tailored to Dutch SMEs, and backed by ABN AMRO.
You can choose based on whether you need one-time capital for investments or ongoing flexibility for operational costs.
| Product | Amount | Interest Rate | Term | Repayment | Fees |
|---|---|---|---|---|---|
| Business Loan | €20,000 – €1,000,000 | 4.4% – 12% fixed | Up to 5 years | Fixed monthly instalments (linear) | One-time closing fee from €250 |
| Business Credit | €20,000 – €1,000,000 | 4.1% – 9.6% fixed | 3 years (renewable) | Flexible: withdraw & repay anytime | Monthly service fees |
The Business Loan is ideal for long-term investments such as machinery or expansion, with predictable payments.
The Business Credit suits companies that need working capital and flexibility to manage cash flow.
What Requirements Does New10 Have for Applicants?
To qualify for financing from New10, your business must meet the following criteria:
- Registered in the Netherlands with a Chamber of Commerce (KvK) number
- Annual turnover of at least €50,000
- Operates as a sole proprietorship, VOF, BV, or NV
- Has been active for at least 15 months
- Holds a Dutch business bank account
New10 performs a credit check and uses accounting integrations to assess your eligibility. For Business Credit, they also review your bank transactions.
No collateral is required, but your financials must show consistent activity and the ability to repay the loan.
How Does Repayment Work with New10?
Repayment depends on the product you choose:
- Business Loan: Repay in fixed monthly instalments over a period of up to 60 months. The repayment is linear, meaning you pay an equal principal amount each month, plus interest on the remaining balance.
- Business Credit: Repay flexibly. You can withdraw and repay funds as needed during the 3-year term. Interest is charged only on the amount currently drawn. Monthly service fees apply regardless of usage.
New10 provides a repayment overview in your dashboard, and you can track all activity in real time. Early repayment is allowed with no penalty.
How Do You Apply for a Business Loan from New10?
New10’s application process is 100% online and can be completed in minutes.
- Start the application via New10’s website.
- Log in securely using your accounting software or upload recent financial documents.
- Select the product type (Business Loan or Business Credit) and input the amount and term.
- Receive an offer instantly based on your data and creditworthiness.
- Digitally sign the contract to complete the process.
Most businesses receive a final offer within minutes. The integration with accounting platforms speeds up eligibility checks and ensures accurate assessments.
When Does New10 Pay Out Business Loans?
New10 typically transfers funds within 1 to 3 business days after approval and digital signing. The exact payout time depends on the type of financing and the speed of document verification.
| Day of Approval | Expected Payout |
|---|---|
| Monday – Thursday | Within 1–2 business days |
| Friday | By Monday or Tuesday |
| Saturday – Sunday | Processed on Monday |
For Business Credit, the approved credit line is made available for immediate use once activated. Delays may occur if documents are incomplete or verification is required.
Customer Service
New10 offers a streamlined customer support experience with clear contact options:
- Live Chat: Get immediate answers during business hours directly on the New10 platform.
- Phone Support: Reach the team on weekdays between 09:00 and 18:00 at 020-2621800.
- Email: Send your inquiry anytime and receive a reply within one working day.
The support team can help with application issues, transaction uploads, document errors, authorizations, and eligibility questions. Most users receive fast responses, and many topics are also covered in their detailed FAQ section.
Facts About New10
| Company Name | New10 B.V. |
|---|---|
| Address | Prins Bernhardplein 200, 1097 JB Amsterdam |
| Corporate Number | 68930152 |
| Homepage | www.new10.com |
| info@new10.com | |
| Phone | 020-2621800 |
FAQ
Frequently Asked Questions
No, New10 only accepts applications from businesses registered in the Netherlands with a local business account.
You typically receive a response within 15 minutes after uploading your transaction overview and completing your application.
You’ll need a transaction file (MT940 or CAMT.053) and your most recent annual report if available.