Business Loan Calculator
Business Loan Calculator Netherlands
Instantly estimate your monthly loan payments
Plan ahead before applying for a loan
Free to use—no registration required
Recommended
Amount
€ 1000 – 500.000
Term
1-18 months
Interest rate
Individual
Verified Company
Apply in 1 min
Payment within 24 hours
Amount
€ 5000 – 250.000
Term
1-24 months
Interest rate
Varies
Verified Company
Non-committal application
Apply in 5 minutes
Example: Loan amount €40,000. Loan term 24 months. Interest rate 1.3% per month. Weekly payment €504.62. Total repayment €52,480. Repayment per week €504.62. Fixed interest 0.5% + premium surcharge 0.8%.
Amount
€ 1000 – 50.000
Term
1-36 months
Interest rate
2,4 %
Verified Company
5-star reviews
Quote same day
Example: Loan amount €19,000. Loan term 26 months. Interest rate 2.2%. Monthly payment €967.38. Interest & costs €236.61. Repayment per month €730.77. Total repayment €25,151.95.
Amount
€ 5.000 – 500.000
Term
12-60 months
Interest rate
3,0 %
Example: Loan amount €200,000. Loan term 36 months. Interest rate 3.0%. Monthly payment €8,414.25. Interest & costs €2,500.00. Repayment per month €5,914.25. Total repayment €302,912.95.
Looking to estimate your monthly business loan costs? Our Business Loan Calculator lets you instantly calculate monthly payments based on loan amount and term in years. Whether you’re planning to borrow €10,000 or €500,000, this tool helps you understand how much you’ll pay each month—before you apply. Just enter your numbers and get instant results.
How to Use Our Business Loan Calculator
Using the calculator is quick and requires no financial knowledge. Just follow these simple steps:
- Enter your loan amount – Type the total amount you plan to borrow (e.g., €50,000)
- Select the loan term – Choose how many years you want to repay the loan over (e.g., 3 years)
- Click calculate – Instantly see your estimated monthly payment
The result assumes a representative interest rate. This gives you a realistic estimate of what to budget for—based on typical Dutch business loan terms.
How Does a Loan Calculator Work?
A business loan calculator uses a simple formula to estimate your monthly repayment. It combines three factors:
- Loan amount – The total you plan to borrow
- Interest rate – The annual percentage applied to your loan
- Loan term – The number of years you’ll take to repay it
The calculator uses these inputs to compute a fixed monthly payment using standard amortization. That means each monthly payment includes both interest and principal, evenly spread over the full term. This helps you plan cash flow and compare loan options before committing.
Examples of Business Loans
The table below shows sample business loan scenarios with different amounts, terms, and estimated monthly payments. These examples assume a fixed 8% annual interest rate for clarity.
| Loan Amount | Term | Estimated Monthly Payment | Total Repayment |
|---|---|---|---|
| €10,000 | 1 year | €869 | €10,428 |
| €25,000 | 2 years | €1,132 | €27,168 |
| €50,000 | 3 years | €1,565 | €56,340 |
| €100,000 | 5 years | €2,028 | €121,680 |
| €250,000 | 6 years | €4,374 | €314,928 |
These are estimates only. Exact repayments will vary depending on lender, credit risk, fees, and repayment structure. Always check the terms before applying.
FAQ
Business Loan Calculator
Yes, our business loan calculator is completely free and requires no registration.
No. It provides an estimate based on average interest rates. Actual terms depend on your lender and credit profile.
Our calculator uses a representative rate. For custom scenarios, contact a lender or financial advisor.