Yeaz!
Yeaz! Business Credit
- Credit line from €5,000 to €100,000+
- No fixed repayment dates
- Fast iDIN-based application
- Tailored for Dutch SMEs and ZZP’ers
| Credit Limit: | €5,000 – €100,000+ |
| Monthly Fee: | 0.75% – 1.5% |
| Payout Time: | Next business day |
| Repayment: | Flexible, no fixed schedule |
Overview of Yeaz! Business Credit
Yeaz! delivers smart and simple financing to Dutch entrepreneurs through a seamless online experience. You apply via iDIN and KvK verification, get instant eligibility feedback, and typically receive funds the next day. The platform emphasizes transparency, minimal paperwork, and puts flexibility at the core.
Pros:
- Quick setup—apply in under 5 minutes
- No strict repayment dates—pay when you’re ready
- Flexible credit usage—draw funds as needed
- Fully digital experience—designed for modern business
Cons:
- Available only as revolving credit—no term loan option
- Requires established revenue—startups with no income may not qualify
- Fixed fees may be expensive if outstanding balance is high
Yeaz! suits growth-focused small businesses, SMEs and self-employed professionals who want fast, flexible access to capital without lengthy commitments.
What Services Does Yeaz! Offer?
Yeaz! provides a flexible business credit line designed for modern Dutch entrepreneurs. It’s a revolving facility, letting you draw and repay funds as needed—perfect for fluctuating cash flow or ongoing investments.
| Service/Product | Credit Limit | Fee Type | Repayment | Payout Time | Requirement Check | Payment Note |
|---|---|---|---|---|---|---|
| Yeaz! Business Credit | €5,000 – €100,000+ | Fixed monthly fee (0.75–1.5%) | Flexible usage & repayment | Next business day | Instant IDIN + bank account review | No fixed repayment date—repay when it suits you |
How it works:
- You get a credit limit based on your turnover.
- Draw only the amount you need; interest is based on usage.
- Monthly fee depends on limit size, not usage amount.
- Fully renews as you repay—suitable for ongoing expenses.
What Requirements Does Yeaz! Have for Applicants?
Yeaz! uses an automated, no-paperwork eligibility check to provide fast access to credit. Here’s what they require:
- Valid KvK registration and Dutch business bank account
- Minimum 6 months of trading history (some flexibility for certain cases)
- Stable monthly turnover, verified through bank transfers
- ID verification via iDIN
- Credit limit and eligibility are dynamically calculated based on account data
No collateral or financial statements are needed. Approval is focused on cash flow patterns, not legacy credit scores.
How Repayment Works with Yeaz!
Yeaz! uses a fully flexible repayment model, giving you complete control over when and how you repay.
- No fixed repayment dates: You decide how much to repay each month
- Minimum repayment: Only the monthly fee must be paid
- Top-up access: Every repayment frees up more credit instantly
- No penalty for full early repayment
This approach is ideal for businesses with uneven income or seasonal cash flow. You only pay fees on the credit you actually use, and you repay at your own pace—no forced installments or deadlines.
How Do You Apply for Yeaz! Credit?
Applying with Yeaz! is wholly online and can be done in minutes:
- Visit Yeaz! and select your desired credit limit.
- Verify your identity instantly using iDIN with your Dutch bank credentials.
- Connect your business bank account for automated turnover checks.
- Provide your KvK registration number.
- Submit — you’ll receive a credit limit or rejection within minutes.
- Once approved, funds are available from the next business day.
No lengthy forms or manual document uploads are required—just a streamlined digital experience.
When Does Yeaz! Payout?
Yeaz! offers predictable and quick access to funds once approved.
| Day | Payout Time |
|---|---|
| Monday–Friday | Next business day after approval |
| Saturday | Funds available on next weekday |
| Sunday | Funds available on next weekday |
Customer Service
Yeaz! supports users via online chat, email, and phone during weekdays. The helpdesk is praised for fast response times and expert advice on usage, fees, and repayments. An intuitive dashboard also lets users monitor usage, repayment history, and current limits in real‑time.
Facts About Yeaz!
| Field | Details |
|---|---|
| Company Name | Yeaz! B.V. |
| Address | Prinses Margrietplantsoen 33, The Hague, NL |
| Corporate Number | 73824231 |
| Homepage | www.yeaz.com |
| support@yeaz.com | |
| Phone | +31 70 820 1234 |
FAQ
Frequently Asked Questions
Yeaz! requires at least 6 months of trading history, so it’s not ideal for brand-new businesses.
Yes. You pay a monthly fee based on your total credit limit, regardless of usage.
Yes—full repayments are allowed at any time, and your available credit limit is restored immediately.